DEBT & STRUCTURED FINANCE

SCOPE Capital Group's debt capabilities extend to generating the most competitive acquisition, bridge, construction, and permanent solutions. This capital is sourced through partnerships with various banks, credit unions, agencies, and insurance companies.

LOAN TYPES

FIXED-RATE

 

With a fixed-rate loan, the interest rate on your loan does not change over the life of your loan. You might prefer fixed rates if you are looking for a loan payment that won’t fluctuate.  

//  Stabilized Assets

//  Long-Term

//  Permanent Solution

MEZZANINE

In all cases, the mezzanine instrument is subordinate to the senior debt, and in virtually all cases, the mezzanine instrument is not secured by the property, but rather by the equity in the entity.

//  Maximum Leverage

//  Subordinate Note

//  Pari Passu with Permanent Fixed-Term

A short-term loan used until a person or company secures permanent financing or removes an existing obligation.  It allows the user to meet current obligations   by   providing  immediate  cash  flow.

BRIDGE

Filling Vacancies // 

Lack of Credit // 

Time Constraints // 

Short-term loan used to finance the costs associated with the construction or renovation of a commercial building.  Forward   Rate   Locks   are   available. 

CONSTRUCTION

Ground Up Development // 

Adaptive Reuse // 

Renovations // 

LENDER TYPES

BALANCE SHEET

Having dialed into the most competitively priced balance sheets in each city across the nation, we find balance sheets can be most aggressively priced and fixed at 5, 7, 10, 15 year increments with optional short term interest only periods.  No prepayment penalty and release provisions are often available on a case by case scenario.   

LIFE INSURANCE

 

 

Our longest fixed term rates are tied to our correspondent life insurance balance sheet lenders.   Pricing interest rates with ultra-low spreads over the U.S Treasuries is a great way for a passive borrower to put their money in a long term secure loan product.   

AGENCY

 

SCOPE Capital Group offers correspondent agency lending for both Fannie Mae and Freddie Mac.   Full term interest only non-recourse loans is a viable option with this type of lending.  Maximize proceeds with higher loan to value options than the majority of conventional balance sheet lending.

ALTERNATIVE

 

Long standing relationships enable our structured debt solutions for assets by blending senior and subordinate-debt at higher leverage. With exploiting the capital stack, SCOPE Capital Group often becomes a one stop shop for bridge-to-permanent loan scenarios.

MATTHEW ROSENBERG

MANAGING DIRECTOR

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Matthew Rosenberg is the Managing Director of SCOPE Capital Group. Matthew oversees the loan advisory and debt origination platform covering loan products nationwide.  

Over the course of his tenured career,  Mr. Rosenberg has formed excellent relationships and correspondence with key lenders including small and large cap insurance companies, national banks, private funds, wealth managers, bridge lenders, and agency GSE lenders (e.g. Fannie Mae, Freddie Mac), among others.

Matt has successfully arranged $1B of debt financing across the United States with a strong focus in the Philadelphia and surrounding tri-state region.  With experience and proven track record across all major real estate asset classes,  Matt’s scope of business includes multifamily, mixed-use, student housing, and seniors housing net-leased investments, construction and development, shopping and retail centers, office buildings, government leases and flagged hotels. 

Prior to his leadership role at SCOPE Capital Group, Matthew served as First Vice President Capital Markets at Marcus & Millichap (NYSE: MMI) overseeing over 50 investment sales agents, across all major property types, in the Philadelphia Office for a period of eight years.   Matthew was with CB Richard Ellis Inc. Capital Markets Debt & Equity (NYSE: CBG) prior to Marcus & Millichap for approximately five years.   He is a graduate of the Fox School of Business and Management at Temple University, where he earned a B.A. degree in Real Estate and Finance. He is a member of the Jewish Federation Real Estate and a committee member of Boystown Jerusalem.

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Phone: (215) 302-4400

Email: info@scopecre.com  

© 2023 SCOPE Commercial Real Estate Services, LLC